IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, SUBSCRIBING, OR PLACING AN ORDER OVER WWW.THECAPITALENGINE.COM OR ANY OTHER SITE WE OPERATE THAT LINKS TO THESE TERMS.
THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY, INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, JURY TRIAL, OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR DISPUTES, UNLESS SPECIFIED OTHERWISE IN SECTION 17. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.
1. AGREEMENT TO TERMS
The website located at www.thecapitalengine.com and any funnels, tools, or services offered through it (collectively, the “Website”) are owned and maintained by The Capital Engine™ (“The Capital Engine™,” “we,” “our,” “us”).
By accessing, using, subscribing, or placing an order through the Website, you (“you,” “your,” or “user,” including any business entity you represent) agree to be bound by these Terms. If you do not agree to these Terms in their entirety, you are not authorized to access or use the Website.
This Agreement, together with our Privacy Statement, Disclaimer, and Cookie Policy, constitutes a legally binding contract between you and The Capital Engine™ (the “Agreement”).
2. ELIGIBILITY
You must be at least 18 years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into binding contracts. By using the Website, you represent and warrant that you meet these eligibility requirements.
3. USE OF THE WEBSITE
You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:
Attempt to gain unauthorized access to the Website or related systems;
Use the Website in any manner that could disable, overburden, or impair our servers or interfere with others’ use;
Upload or transmit harmful code, spam, or malicious content;
Misrepresent your identity or provide false information.
4. PRODUCTS, SERVICES & EDUCATIONAL CONTENT
The Capital Engine™ provides educational programs, resources, and consulting to help entrepreneurs access and structure business funding. We are not a bank, lender, financial advisor, attorney, or accountant.
Any strategies, templates, or tools provided are for educational purposes only. We cannot guarantee specific funding approvals, financial outcomes, or business results.
5. ORDERS, BILLING & PAYMENT
If you purchase products, services, or subscriptions through the Website:
You agree to pay all fees and applicable taxes.
Payments are processed by third-party providers (we do not store full payment card details).
All sales and refund policies are disclosed at the point of purchase and form part of this Agreement.
6. ACCOUNT REGISTRATION
Some services may require you to create an account. You are responsible for safeguarding your account credentials and for all activities occurring under your account.
7. INTELLECTUAL PROPERTY RIGHTS
All content, trademarks, graphics, designs, logos, text, videos, and software on the Website are the property of The Capital Engine™ or our licensors. You may not copy, reproduce, distribute, modify, or create derivative works without prior written consent.
8. USER SUBMISSIONS & TESTIMONIALS
By submitting testimonials, reviews, or other content, you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and display that content for marketing and promotional purposes, subject to applicable laws and our Privacy Statement.
9. THIRD-PARTY SERVICES & LINKS
The Website may link to third-party websites, apps, or integrations (e.g., payment processors, CRM, analytics tools). These are governed by their own terms and privacy policies. We are not responsible for third-party practices.
10. DISCLAIMERS
THE WEBSITE AND ALL PRODUCTS/SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
11. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE CAPITAL ENGINE™ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
12. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless The Capital Engine™, its officers, employees, contractors, and affiliates from any claims, liabilities, damages, or expenses arising from your use of the Website or violation of these Terms.
13. DISPUTE RESOLUTION & ARBITRATION
Any dispute arising under this Agreement shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) (or equivalent body), under its commercial arbitration rules.
14. CLASS ACTION WAIVER
You agree that disputes will be resolved on an individual basis only and may not be brought as a class, consolidated, or representative action.
15. TERMINATION
We may suspend or terminate your access to the Website at any time, without notice, for conduct that violates these Terms or that we believe is harmful to our interests, other users, or third parties.
16. MODIFICATIONS
We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on the Website, with an updated “Last Revised” date. Continued use after changes constitutes acceptance.
17. CONTACT INFORMATION
Questions regarding these Terms may be directed to:
The Capital Engine™ 742 Evergreen Avenue, Suite 500 Brooklyn, NY 11211, USA [email protected]
